Monday, May 18, 2009

Savings Account

I went with my mom to open a new savings account. I was wearing a white shirt, a checkered shorts and a pair of slippers while she was wearing a faded slacks and a loose blouse.

When we arrived inside the bank, we both sat on the available chairs in front of the man who's in his 40's, I guess.

Bank Employee: Ano po yon? (nagtanong habang nakatingin sa iba)
Mommy ko: Mag-oopen ng account.
Bank Employee: May 2 valid IDs po ba kayo? (may iba pa ring ginagawa)
Mommy ko: Nak, ids mo? Dala mo ba?
yUmi: (took my La Salle ID and PRC ID from my bag) Here.
Bank Employee: Enrolled ka pa rin ba dito? (looking at my La Salle ID)
yUmi: Yes.
Bank Employee: Dala mo ba yung proof of payment?
yUmi: No.
Bank Employee: Dala mo ba yung recent PRC ID mo? (looking at my PRC ID)
yUmi: Why? Is it expired?
Bank Employee: Yes, hanggang Jan 2007 lang ito, eh.
Mommy Ko: Hala, anak, di mo pala nadala yung PRC mo?
yUmi: Yung expired pala yung nakuha ko kanina. Anyway, here's my company ID.
Mommy Ko: Nak, dala ko din yung Voter's ID mo.
Bank Employee: Eto po, paki fill-up-an. Pwede ko tanggalin to? I-pho-photo-copy kasi.
yUmi: Okay.

(After ma-fill up ang sheet, sinoli ng Bank Employee ang Company ID kay yUmi na already removed from it's ring. So yUmi tried to put it back into its proper place. Yet, it was so hard so yUmi asked the Bank Employee to do it for her.)

yUmi: Pwede, paki-balik?
(She knows na mahihirapan siya ibalik yon, kasi nga 2 yung holes na dapat pagkalagyan nung ring.)
Bank Employee: ummmmmm...
(trying to sort it out, pero halatang nahihirapan, naibalik naman sa hole, kaso nasira yung ring. Sabay balik kay yUmi ng ID).
yUmi: Thanks! (ngingiti-ngiti habang naka-crossed legs.)
Bank Employee: Ano po ba ang i-oopen ninyo na account? Yung ATM account, Php2,000 lang po and yung passbook account, Php5000 po.
Mommy Ko: Passbook account.
Bank Employee: Mas mura po yung ATM... (di pa tapos magsalita)
yUmi: Passbook Account!
Bank Employee: Ok. Mag-sa-save ka talaga ng pera ah. Magkano po ba ang ipapasok ninyong amount?
Mommy Ko: _________ thousand.
Bank Employee: Ano po?
yUmi: _________ thousand.
Bank Employee: (nabigla sa narining nya. biglang bumilis ang kilos at super naging friendly ang dating.) Wow, malaking amount pala. Sige po bilangin natin...

(Pagkatapos bilangin ang pera at pirmahan ang mga dapat pirmahan, naging over-Proactive ang Bank Employee)

Bank Employee: (nakatingin kay yUmi) May credit card ka na?
yUmi: (umiling lang)
Bank Employee: Gusto mo mag-apply?
yUmi: Ok.
Bank Employee: Please fill this up.
yUmi: Alright. (nagsusulat)
Bank Employee: Ah, Ma'am dito rin po ba ang bank ninyo.
Mommy Ko: Oo, dito din ang bank ko. Oo nga pala, pano ba 'tong rewards, blah, blah.

(Mega-active sumagot ng Bank Employee, biglang nagka-energy. Nang matapos ang finifill up ni yUmi.)

Bank Employee: Here's my call card, paki-fax na lang yung ITR and 1-month payslip, paki-attention sa 'kin.
yUmi: Okay.
Bank Employee: (gulat na gulat pa rin sa pangyayari) talagang magssave ng pera ang anak nyo no?
Mommy Ko: Oo, pera nya lang yon.:p
yUmi: Aryt, we have to go.
Bank Employee: Thank you Ma'am. (sobrang polite and warm this time)

MORAL OF THE STORY: Don't ever judge the way people dress, you'll never know how much money they're putting in the bank!

hahaha!:p

*************

Well, seriously speaking, I feel satisfied with what I had achieved. I was able to save that big amount when others have saved nothing at all. I'm glad that my parents thought me well to manage money. Thanks to this industry I am in. And most of all, I thank God for giving me all these blessings and good health and prosperity that continues to overflow.

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